|
Author: Pianolady
Date: 11-10-03 16:40
Got my letter from my prospective insurance company saying they will not cover me due to height and weight afterall...again. So I finally called them up and asked what it would take to convince them that I was healthy, especially since the company's field agent reviewed my application and thought they would cover me, obviously he didn't really know this and wasted our time. I guess I have to maintain my current weight for one year, and then they'll reconsider insuring me at that point, but no guarantees. Now why didn't this field agent bother to find this out, when I was able to find this out after talking to their home offices for 5 minutes? I really hate having my time wasted. I told them to send me my refund check right away, for the entire family. Take us all or you don't get our business.
So, we'll be keeping our current, very expensive, insurance policy for at least one more year, perhaps indefinitely. More companies must get into the insurance business, this is rediculous. No one will sell us a policy without all the bells and whistles, we don't want to pay for all that stuff, but have no choice. This was the only company in our state that sold a bare-bones, high deductible policy. We are trapped, but must have health insurance, so we will continue to pay for coverage we don't need. Thought about taking the cheaper insurance on the kids & hubby, but that in combination with my high priced individual policy didn't really help us that much. So, we'll just keep what we have and avoid needing new underwriting. I'm disappointed, but far from surprised.
Pianolady
250/158/150
http://www.bondpiano.com/weightloss
"Success comes before work only in the dictionary." --Anonymous--
|
|
Reply To This Message
|
|
Author: joan
Date: 11-10-03 17:44
I have never in my entire life dealt with any problem that was more exasperating, time consuming, complicated, frustrating, and totally ridiculous as trying to obtain health insurance.
I sure don't have the answer to your problem but you have my sympathy.
Joan
|
|
Reply To This Message
|
|
Author: Pianolady
Date: 11-10-03 18:23
Thanks Joan.
I have health insurance at least, so I'm happy about that. Many do not, so I'm not really that upset, just a bit annoyed that I couldn't get in with the new company. Try again next year I guess. :) Must be patient, will still beat the system, just takes time!
Pianolady
250/158/150
http://www.bondpiano.com/weightloss
"Success comes before work only in the dictionary." --Anonymous--
|
|
Reply To This Message
|
|
Author: CJ
Date: 11-12-03 10:25
You could move to Canada!!! Our taxes cover our health care!!!!
I hope you work things out with the insurance company....feel free to vent any time!!
CJ
186.5/151.0/135
|
|
Reply To This Message
|
|
Author: Gary
Date: 11-12-03 12:56
I never did an in-depth study on this myself, but I remember reading somewhere something about the government sponsered healthcare having a lot of problems and dissatisfied customers from long waiting lists, ect. and that some Canadians visit America when they don't want to wait so long.
(nothing personal against Canadians themselves, just heard that the government sponsered healthcare seems not to work like they hoped, so no offense intended :-)
Gary 360/175/175
|
|
Reply To This Message
|
|
Click here
for a great cookbook
with quick & healthy
recipes
Weight Lifting
For Absolute Beginners:
Illustrated Guide
CLICK HERE
|
